See It in Action
100% FREE. No credit card required.
100% Privacy. Your data never leaves your browser !
No tool lets you answer: "If I switch jobs in Year 3, buy a house in Year 5, and retire at 50 — what does my trajectory look like across 1,000 simulated market conditions?"
Old vs New regime comparison, 80C/80D/HRA deductions — auto-optimized every year.
Run 1,000+ market scenarios to see the probability of achieving your financial goals.
"Buy a house vs rent?", "Retire at 50 vs 55?" — compare side-by-side.
Job changes, marriage, kids, emigration — see how each event reshapes your trajectory.
All computation runs in your browser. No financial data leaves your device.
Full PWA support. Install it and use without internet.
Salary, rental, freelancing, capital gains, dividends, agricultural — all modeled with growth rates.
Auto-compares both tax regimes every year and picks the optimal one. Includes surcharge and cess.
80C, 80CCD(1B), 80D, 80E, 24(b), HRA, LTA — all auto-calculated from your inputs.
Multi-year analysis showing when to switch regimes as your deductions and income evolve.
EPF, PPF, NPS, ELSS, equity MF, debt MF, FD, SCSS, SSY, SGBs, direct equity, real estate, and more.
Model SIP contributions that increase annually — by fixed amount or percentage.
Define liquidation order for retirement. Tax-efficient withdrawal sequencing.
Target asset allocation that shifts over time. Visualize your equity-to-debt transition.
Year-by-year table: income, tax, expenses, savings, investment growth, net worth.
Randomized market returns show probability bands — see your 10th, 25th, 50th, 75th, 90th percentile outcomes.
Fork your plan: "Buy vs rent?", "Retire at 50 vs 55?" — compare side-by-side with diff highlighting.
Test your plan against actual Nifty 50, debt, and gold data from 1990-present.
Job changes, marriage, home purchase, children, career breaks, retirement — each modifies the simulation.
Set targets (retirement corpus, child education, home) and track probability of success.
Pre-kids, kids in school, empty nest, retirement — different expense profiles for each life stage.
Home, car, education loans with EMI, principal/interest split, and tax benefit tracking.
Input your CTC, get the tax-minimizing salary breakup recommendation.
Term life and health insurance gap analysis with healthcare inflation modeling.
Export your full financial plan as a PDF report or JSON backup.
Install as an app. Works without internet. All data stays in your browser.
Real people planning their real financial futures.
"Finally a financial planner that actually understands Indian taxes and investments. The old vs new tax regime comparison alone saved me ₹40,000 this year. Completely free and no data leaves my browser — that's what sold me."
"I recommend DhanLytics to all my clients now. The Monte Carlo simulations give a realistic picture of retirement outcomes — not just rosy projections. It's the most honest financial planning tool I've seen built for India."
"I always thought retirement planning was something I'd figure out later. DhanLytics changed that. I plugged in my numbers and could see exactly what age I could retire comfortably, and what I need to do differently today. Best tool I've found for retirement planning in India."
Sign in with Google and build your first financial plan in minutes.
Get Started Free
Made in Hyderabad, India